Conveyancing Services for First Home Buyers
Buying your first home involves careful planning and serious saving!
Most lenders now require a deposit of at least 20% of the amount you are borrowing. There may be some exceptions, such as the Welcome Home Loan or FirstHome Grant Scheme for instance.
FirstHome is a home ownership initiative which helps eligible buyers to afford to buy selected properties Housing New Zealand is selling across the country.
To help with the deposit, eligible buyers receive a grant of 10 percent of the purchase price of the property, capped at $20,000. The initiative is designed to support first-home buyers to achieve home ownership. It is most suitable for people with modest incomes who can afford to make regular mortgage repayments but have difficulty saving for a deposit. People who have previously owned a home may also be eligible for the initiative if their financial situation is similar to that of a first home buyer. Please contact Housing New Zealand for more information.
In any event, raising enough money for a deposit could be rather difficult exercise in a situation where every penny counts.
As such, Kiwi Conveyancing offer a special deal for the first home buyers:
- We only charge $150 extra legal fees per application if KiwiSaver or HNZ grants are involved.
- Should you engage us as your solicitors before you sign a Sale & Purchase Agreement, then at no extra charge, we will go through the Agreement and comment on it to make sure the conditions are suitable to your requirements (excluding unit titles / apartments).
If you are a First Home Buyer and would like us to assist you, please do not hesitate to contact us by phone or This email address is being protected from spambots. You need JavaScript enabled to view it..